Sciencelovers - Traveling is no longer a luxury and difficult to live. The ease with which a person can get around and visit various touris...
However, there are still many things that travelers around the world don't understand about traveling itself, especially the security aspects that support personal safety and comfort.
One of them is travel insurance. This is something that is still foreign, not only in Indonesia but also abroad. There are still many who do not realize the importance of travel insurance.
In fact, there's nothing worse than treating a client to a vacation in a beautiful and amazing tourist destination, and he ends up calling you because he lost his luggage – or, worse, left it at one of the transit airports.
This is just the simplest example of the importance of having travel insurance. This type of insurance is no longer something that deserves to be ignored, especially for those of you who like to travel; no matter how long your trip is.
The high frequency of flights and frequent flight delays increase the number of unwanted cases, such as losing your bag or missing your flight.
Joining a travel insurance customer allows you to potentially avoid financial losses that arise from traveling activities such as damaged goods, delayed flights to health costs.
What are the advantages and importance of travel insurance? To find the answer, consider the following points.
1. Support emergency medical services
It should be realized that national insurance or health insurance facilities cannot cover your health care needs while in another country.
Are you a BPJS user and suddenly have serious health problems in Malaysia? Forget your BPJS, because it will not apply in the neighboring country. However, by becoming a travel insurance customer, you can overcome these problems. Not to mention hospital fees, you will also be guaranteed a visit to a doctor there.
2. Help even in remote places
If you were visiting one of the most remote locations in another country like North Korea, for example, have you ever thought about the health facilities available in that area? What if one day you have an accident or suddenly fall ill there?
Inevitably, you will need a pick-up – perhaps by helicopter – to be taken to the nearest hospital, or even return to Indonesia. Never underestimate the simplest activity like climbing a mountain. It can be dangerous if you sprain your knee or ankle.
This is where travel insurance comes into play, which allows you to be saved even in remote and remote places.
3. Reclaim cancellations and reschedule flights
Flights that are canceled or forced to be rescheduled can spoil the itinerary. Weather, technical problems and military strikes have the potential to make you miss connecting flights or even fail to arrive at your first destination.
To overcome the financial losses caused by unpleasant events like that you need travel insurance.
4. Protection of your frequent flyer points
One of the reasons why travel insurance is important for a frequent flyer is to protect the points it holds. If you are, for example, a frequent flyer and have paid some or all of your flight fare with the points you have, and it is not possible to recover all the points, then there is no need to worry about this because travel insurance can protect your points.
5. Compensation for lost or stolen items
There are still many good people in this world. But, don't forget the existence of bad people. They are also everywhere. They without a doubt create harm to foreigners, including tourists though.
Even though the theft of property is not a common thing to happen at a tourist spot or airport, there is nothing wrong if you anticipate financial losses that will whack you by using travel insurance services because it will compensate you with some money.
6. Protection for all family members
One of the reasons why health insurance is often seen as important for families is because it can protect all who go on a trip. In fact, children or adolescents who are under 21 years of age can be covered by a number of insurances without extra costs. If so, why not start using health insurance services?
7. Specific to general protection
Just imagine that you are in the Kerbau Road area in Singapore and are trapped in a crowd so you don't watch out for someone who steals your bag. Your passport is lost.
How would you respond to this? This incident is not too difficult to deal with if you allocate funds to insure your passport.
That way, you don't have to worry about spending funds due to processing a new passport. This shows that travel insurance can cover everything that is considered important for a traveler. Not only something general, travel insurance can also cover specific things such as your passport.
