Sciencelovers - Productive age is a 'golden' age that should be used as well as possible. It's not only a matter of collecting ...
It's also at your productive age, you will reap all life choices when you are no longer productive and can't do many things like today. Insurance is needed as a long-term 'investment'. Precisely when your age is no longer productive, or even close to unproductive, or things that cannot be predicted. You can reap many benefits from insurance.
For example, when you have a fairly heavy and unexpected illness. Health insurance will help you to pay for the necessary medical expenses. So that savings intended for other needs are still relatively safe.
Then, what needs to be considered to have insurance at a productive age and how?
Confused looking for the best and cheapest health insurance? We have the solution!
1. Have insurance at the earliest possible age
Many people think that having insurance must wait for the right time, such as when they are old enough. Or in late adulthood. In fact, having insurance at a productive age as early as possible will have many advantages.
Like the premium paid for example. The younger you are, the smaller the premium paid. Because the amount of premium is usually directly proportional to the young age which is often described as physically healthy.
2. When Healthy, Register Immediately
A healthy body usually does a lot of you feel when you are young and enter a productive age. Although not all. However, on average, many diseases come to a person with a relatively old age or a young age who does not have a healthy lifestyle.
So while you are young, have a healthy lifestyle and be brave enough to get insurance while you are physically fit. That will save you a lot. Yes it saves on premiums, yes it saves your startup time.
3. Adjust Insurance Options to Your Needs
To choose the right insurance, it takes some considerations and also pay attention to the details. Which is still a favorite until now, of course, is still life insurance, especially for those who already have a steady income.
However, three types of insurance, such as life insurance, health insurance, and critical illness insurance are the ones that need to be considered first. Why? Because these three types of insurance can be relied on when you experience bad things that you never expected before. Isn't it better to have an umbrella before it rains?
4. Preparing the Heirs
In the insurance form that you will fill out, usually a column of heirs is provided. If you don't have a partner in an official relationship such as marriage or are not yet married, parents or siblings can be an option. If something happens to you or your insurance, then the heirs will bear it. Or receive all the value you have insured. But for those who have sailed the household ark, the partner is more appropriate to be the heir.
Read also: Freelancers also Need Self-Protection, Here are The Insurance Products that Freelancers Need to Have
Productive Age Is The Key To Determination
Productive age should not make you complacent. Precisely with the amount of time and opportunities that God has given you, you should be able to make the best of it.
Also remember that life is not about today, but also about tomorrow. Creating and innovating is of course allowed as long as it remains with a positive impact. Most importantly, if the activity is profitable, don't forget to have insurance as self-protection.
Giving rewards for yourself and your beloved family also needs to be done while we are able to try and make it happen.
