Disaster Comes Suddenly, Here Are 4 Reasons Why Life Insurance Is Important For Your Life
Then, do you know why you should have life insurance? and what are the benefits of having life insurance for your life?
Of course there are many questions about insurance, it helps us first understand the meaning of life insurance below.
Life insurance is an insurance product that provides coverage for financial losses caused by the risk of unexpected situations, such as critical illness, death to accidents.
4 Reasons Why Life Insurance Is Important For Your Life
In life insurance there are many risks that must be faced, namely:
- Critical illness risk
- Accident risk
- Risk of partial disability, total and permanent disability
- Risk of death
The child will not be abandoned because the father has life insurance. That's a simple description of the benefits of life insurance that is very important to have.
So, why are you still reluctant to have life insurance?
Although most people already know what life insurance really means, there are still many people who are reluctant to buy it. Many feel it is not necessary, until the most common reason is the high insurance premiums paid.
Whereas the most important thing is to weigh the many benefits of life insurance for the future or for protection from unexpected situations.
So that you understand more, see the description of the reasons why you should have life insurance so that your life will be better below:
1. Prepare an umbrella before it rains, have insurance before disaster strikes
Life always has its secrets. Just like illness or accident, we never know when and where it will happen.
If this happens, there will be costs that we spend on treatment, beyond the budget we make. Especially if the illness you suffer is a serious illness or critical illness, such as cancer, diabetes, lungs.
Of course, the cost of treatment for critical illnesses is very expensive in Indonesia. At times like that, the role of life insurance is needed, to cover all medical expenses that must be incurred when it happens.
An example of a simple case, if the insurance owner who acts as the breadwinner, is suddenly hit by a serious illness that causes him to be unable to work to support his family.
What to do? suddenly lose your income and have to think about cheap medical expenses?
Without insurance, all the financial burdens will be very heavy. This is where it is important that we have life insurance, because the benefits will be felt when disaster strikes and of course it will be helped.
2. Life Insurance Provides Compensation Benefits Record Until Death
One thing that is certain in this world is death. But one thing that is uncertain is the time of death itself.
Have you ever imagined if at any time you as the provider of the family died suddenly? Who will support and protect your family from financial problems after you leave?
This is where you will feel the great benefits of life insurance. Because you don't have to worry too much if you get hit by a disaster. Moreover, life insurance is the right product to overcome this, namely the existence of benefits for partial disability compensation, permanent total disability and death.