Popularity of VR Headsets Triggers Rise in Property Insurance Claims

Sciencelovers  - The development of technology has unconsciously made an impact in society. For example, virtual reality (VR) or virtual rea...

Popularity of VR Headsets Triggers Rise in Property Insurance Claims
Sciencelovers - The development of technology has unconsciously made an impact in society. For example, virtual reality (VR) or virtual reality headsets are causing an increase in property insurance claims. Because, VR headsets have caused chaos in the home like people slamming property.

Insurance company Aviva reported a trend of destroying property while in the metaverse fueled a 31 percent increase in home content claims involving VR headsets last year. Overall, the increase has reached 68 percent since 2016.

“As new games and gadgets become popular, we often see this play out in the claims made by our customers. In the past we've seen similar trends involving consoles with handsets, and fitness games,” said Kelly Whittington, UK Director of Property Claims at Aviva.

According to an Aviva report, the average VR-related claims for accidental damage in 2021 will be around £650. Often the purported properties of damaged TVs are destroyed by enthusiastic gamers.

Quoted by The Guardian, Monday (14/2), claims to Aviva involving VR headsets can be strange. A customer launches a controller on his TV when a zombie jumps out during a game. Some people reported cracked TV screens.

A child destroys two designer figurines perched on top of a fireplace when the game demands a swipe or swipe. All three claims were accepted and settled.

“These devices can be a great source of fun, but we encourage people to pay attention to their surroundings and check their home insurance to make sure it meets their needs,” added Whittington.

He urged the public to add accidental damage protection to their home insurance plans.

With many people in the UK receiving VR headsets over Christmas, claims for 2022 are already in and the company is expecting more.

The “VR to ER” Reddit forum features videos of people using VR headsets falling, crashing into property, or accidentally punching loved ones.

With more and more people in the UK buying VR headsets for Merry Christmas, claims are already in and the insurer is hoping for even more in 2022.

They suggest adding accidental damage protection, regarding furniture in the home.

This spike also marks an increase of up to 68% from 2016 to 2022. According to them, a similar trend has occurred in the past, involving consoles with handsets, fitness games and fidget spinners.

Social media itself often presents videos of people using VR headsets, then they fall, hit furniture or even punch a loved one.

The popularity of VR games itself is already very large.

Plus, there are various games with different genres that gamers can enjoy. Among them, such as table tennis or Beat Saber which is on the rise.

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Science Lovers: Popularity of VR Headsets Triggers Rise in Property Insurance Claims
Popularity of VR Headsets Triggers Rise in Property Insurance Claims
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